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St. Ansgar State Bank
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St. Ansgar State Bank
| RSSD ID 115146 | CERTIFICATE 17259 | ABA NUMBER 73907774 |
| 237 W 4th St |
Quarter Ended : |
2026-06-30 |
| Saint Ansgar, Iowa, 50472 |
Updated : |
2026-07-30 |
| www.stansgarbank.com |
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| Institution Profile |
| Year Opened : |
1891 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 182,036 |
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Total Interest Income | 4,476 |
| Total Liabilities | 163,768 |
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Total NonInterest Income | 140 |
| Total Bank Equity Capital | 18,268 |
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Total Interest Expense | 1,847 |
| Total Deposits | 136,248 |
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Total NonInterest Expense | 1,628 |
| Net Loans & Leases | 122,809 |
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Net Income | 1,055 |
| Loan Loss Allowance | 1,084 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 127,475 |
| Total assets for the leverage ratio | 187,540 |
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Loans secured by real estate: | 62,960 |
| Tier 1 Leverage Ratio | 9.74 |
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Commercial and industrial loans | 17,556 |
| Off Balance Sheet Exposures (%) | 0.81 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,718 |
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