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 Premier Bank of the South
Premier Bank of the South
| RSSD ID 1160509 | CERTIFICATE 27118 | ABA NUMBER 62203890 |
| 101 1st Ave Nw |
Quarter Ended : |
2025-12-31 |
| Cullman, Alabama, 35055 |
Updated : |
2026-01-26 |
| WWW.PREMIERBANKOFTHESOUTH.COM |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
9 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 377,098 |
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Total Interest Income | 19,658 |
| Total Liabilities | 345,628 |
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Total NonInterest Income | 2,740 |
| Total Bank Equity Capital | 31,470 |
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Total Interest Expense | 5,159 |
| Total Deposits | 344,077 |
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Total NonInterest Expense | 12,394 |
| Net Loans & Leases | 221,672 |
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Net Income | 4,090 |
| Loan Loss Allowance | 2,277 |
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Net Charge Offs | 346 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 36,730 |
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Total loans | 222,164 |
| Total assets for the leverage ratio | 371,947 |
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Loans secured by real estate: | 175,602 |
| Tier 1 Leverage Ratio | 9.26 |
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Commercial and industrial loans | 23,494 |
| Tier 1 Capital Ratio | 16.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.3 |
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Loans to individuals - Other | 19,846 |
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:· Premier Bank of the South
