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 United Security Bank
United Security Bank
| RSSD ID 1162017 | CERTIFICATE 27132 | ABA NUMBER 121141495 |
| 2126 Inyo St |
Quarter Ended : |
2025-12-31 |
| Fresno, California, 93721 |
Updated : |
2026-01-30 |
| www.unitedsecuritybank.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
113 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,247,246 |
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Total Interest Income | 60,842 |
| Total Liabilities | 1,104,492 |
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Total NonInterest Income | 4,231 |
| Total Bank Equity Capital | 142,754 |
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Total Interest Expense | 11,469 |
| Total Deposits | 1,092,008 |
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Total NonInterest Expense | 30,076 |
| Net Loans & Leases | 900,589 |
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Net Income | 13,166 |
| Loan Loss Allowance | 14,838 |
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Net Charge Offs | 6,104 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 925,879 |
| Total assets for the leverage ratio | 1,208,768 |
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Loans secured by real estate: | 815,523 |
| Tier 1 Leverage Ratio | 12.4 |
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Commercial and industrial loans | 50,232 |
| Off Balance Sheet Exposures (%) | 22.49 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 33,062 |
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:· United Security Bank
