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 State Bank of Cold Spring
State Bank of Cold Spring
| RSSD ID 116358 | CERTIFICATE 12444 | ABA NUMBER 91904830 |
| 401 Main St |
Quarter Ended : |
2025-03-31 |
| Cold Spring, Minnesota, 56320 |
Updated : |
2025-04-15 |
| www.statebankcoldspring.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
12 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 88,540 |
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Total Interest Income | 907 |
| Total Liabilities | 81,731 |
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Total NonInterest Income | 87 |
| Total Bank Equity Capital | 6,809 |
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Total Interest Expense | 231 |
| Total Deposits | 81,501 |
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Total NonInterest Expense | 484 |
| Net Loans & Leases | 44,346 |
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Net Income | 254 |
| Loan Loss Allowance | 303 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 7,995 |
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Total loans | 43,433 |
| Total assets for the leverage ratio | 89,427 |
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Loans secured by real estate: | 36,957 |
| Tier 1 Leverage Ratio | 8.6 |
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Commercial and industrial loans | 1,588 |
| Tier 1 Capital Ratio | 19.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.41 |
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Loans to individuals - Other | 3,781 |
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:· State Bank of Cold Spring
