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 First National Bank of Clarksdale
First National Bank of Clarksdale
| RSSD ID 11640 | CERTIFICATE 19070 | ABA NUMBER 84201029 |
| 402 E 2nd St |
Quarter Ended : |
2025-12-31 |
| Clarksdale, Mississippi, 38614 |
Updated : |
2026-01-26 |
| www.fnbclarksdale.com |
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| Institution Profile |
| Year Opened : |
1964 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 393,355 |
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Total Interest Income | 19,219 |
| Total Liabilities | 354,004 |
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Total NonInterest Income | 1,495 |
| Total Bank Equity Capital | 39,351 |
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Total Interest Expense | 7,359 |
| Total Deposits | 351,039 |
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Total NonInterest Expense | 9,003 |
| Net Loans & Leases | 246,321 |
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Net Income | 3,402 |
| Loan Loss Allowance | 2,571 |
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Net Charge Offs | 52 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 235,925 |
| Total assets for the leverage ratio | 380,312 |
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Loans secured by real estate: | 157,467 |
| Tier 1 Leverage Ratio | 12.56 |
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Commercial and industrial loans | 25,887 |
| Off Balance Sheet Exposures (%) | 8.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 7,651 |
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:· First National Bank of Clarksdale
