|
 |
|
|
 United Bank and Trust Company
|
United Bank and Trust Company
| RSSD ID 116741 | CERTIFICATE 14247 | ABA NUMBER 73918608 |
| 400 Central Ave E |
Quarter Ended : |
2026-06-30 |
| Hampton, Iowa, 50441 |
Updated : |
2026-07-29 |
| www.ubtc.net |
|
| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
23 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 228,389 |
|
Total Interest Income | 5,445 |
| Total Liabilities | 200,172 |
|
Total NonInterest Income | 167 |
| Total Bank Equity Capital | 28,217 |
|
Total Interest Expense | 1,704 |
| Total Deposits | 199,691 |
|
Total NonInterest Expense | 1,703 |
| Net Loans & Leases | 121,668 |
|
Net Income | 2,098 |
| Loan Loss Allowance | 1,736 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 122,145 |
| Total assets for the leverage ratio | 227,307 |
|
Loans secured by real estate: | 70,224 |
| Tier 1 Leverage Ratio | 14.83 |
|
Commercial and industrial loans | 10,150 |
| Off Balance Sheet Exposures (%) | 4.91 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 5,466 |
|
|
|
|
:· United Bank and Trust Company
