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 HNB First Bank
HNB First Bank
| RSSD ID 117038 | CERTIFICATE 2805 | ABA NUMBER 62102030 |
| 40 S Main St |
Quarter Ended : |
2025-12-31 |
| Headland, Alabama, 36345 |
Updated : |
2026-01-30 |
| www.hnbfirst.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 285,111 |
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Total Interest Income | 15,348 |
| Total Liabilities | 259,793 |
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Total NonInterest Income | 1,904 |
| Total Bank Equity Capital | 25,318 |
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Total Interest Expense | 5,103 |
| Total Deposits | 257,009 |
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Total NonInterest Expense | 8,117 |
| Net Loans & Leases | 203,340 |
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Net Income | 3,319 |
| Loan Loss Allowance | 2,132 |
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Net Charge Offs | 286 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 201,779 |
| Total assets for the leverage ratio | 285,694 |
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Loans secured by real estate: | 145,646 |
| Tier 1 Leverage Ratio | 9.2 |
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Commercial and industrial loans | 24,247 |
| Off Balance Sheet Exposures (%) | 11.58 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,694 |
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:· HNB First Bank
