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First Community Bank of Tennessee
First Community Bank of Tennessee
| RSSD ID 1188772 | CERTIFICATE 27211 | ABA NUMBER 64103671 |
| 207 Elm St |
Quarter Ended : |
2025-12-31 |
| Shelbyville, Tennessee, 37160 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
484 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 834,873 |
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Total Interest Income | 59,756 |
| Total Liabilities | 745,027 |
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Total NonInterest Income | 69,874 |
| Total Bank Equity Capital | 89,409 |
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Total Interest Expense | 22,294 |
| Total Deposits | 640,033 |
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Total NonInterest Expense | 99,382 |
| Net Loans & Leases | 391,433 |
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Net Income | 5,817 |
| Loan Loss Allowance | 3,698 |
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Net Charge Offs | 26 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 98,215 |
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Total loans | 604,683 |
| Total assets for the leverage ratio | 814,342 |
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Loans secured by real estate: | 566,491 |
| Tier 1 Leverage Ratio | 11.54 |
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Commercial and industrial loans | 30,663 |
| Tier 1 Capital Ratio | 15.77 |
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Loans to individuals - Credit Cards | 938 |
| Total Capital Ratio | 16.48 |
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Loans to individuals - Other | 4,937 |
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