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First Community Bank of Tennessee
First Community Bank of Tennessee
RSSD ID 1188772 | CERTIFICATE 27211 | ABA NUMBER 64103671 |
207 Elm St |
Quarter Ended : |
2025-06-30 |
Shelbyville, Tennessee, 37160 |
Updated : |
2025-07-25 |
www.firstcommunitybanker.com |
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Institution Profile |
Year Opened : |
1988 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
5 |
Number of Employees : |
536 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 813,701 |
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Total Interest Income | 28,858 |
Total Liabilities | 726,634 |
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Total NonInterest Income | 33,859 |
Total Bank Equity Capital | 86,634 |
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Total Interest Expense | 10,534 |
Total Deposits | 620,605 |
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Total NonInterest Expense | 49,091 |
Net Loans & Leases | 382,222 |
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Net Income | 2,426 |
Loan Loss Allowance | 3,142 |
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Net Charge Offs | 4 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 97,420 |
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Total loans | 578,530 |
Total assets for the leverage ratio | 781,957 |
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Loans secured by real estate: | 542,019 |
Tier 1 Leverage Ratio | 12.01 |
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Commercial and industrial loans | 29,426 |
Tier 1 Capital Ratio | 15.88 |
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Loans to individuals - Credit Cards | 936 |
Total Capital Ratio | 16.48 |
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Loans to individuals - Other | 4,140 |
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