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 Peoples Independent Bank
Peoples Independent Bank
| RSSD ID 1188987 | CERTIFICATE 27233 | ABA NUMBER 62203942 |
| 121 Billy B. Dyar Boulevard |
Quarter Ended : |
2025-12-31 |
| Boaz, Alabama, 35957 |
Updated : |
2026-02-11 |
| www.pibonline.com |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 476,618 |
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Total Interest Income | 25,154 |
| Total Liabilities | 435,858 |
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Total NonInterest Income | 2,336 |
| Total Bank Equity Capital | 40,760 |
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Total Interest Expense | 8,606 |
| Total Deposits | 432,071 |
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Total NonInterest Expense | 10,552 |
| Net Loans & Leases | 196,182 |
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Net Income | 7,706 |
| Loan Loss Allowance | 1,991 |
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Net Charge Offs | 68 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 46,702 |
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Total loans | 201,052 |
| Total assets for the leverage ratio | 472,228 |
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Loans secured by real estate: | 144,272 |
| Tier 1 Leverage Ratio | 9.47 |
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Commercial and industrial loans | 25,893 |
| Tier 1 Capital Ratio | 15.54 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.23 |
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Loans to individuals - Other | 6,159 |
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:· Peoples Independent Bank
