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Waycross Bank & Trust
Waycross Bank & Trust
RSSD ID 1191352 | CERTIFICATE 27254 | ABA NUMBER 61204052 |
501 Tebeau St |
Quarter Ended : |
2025-03-31 |
Waycross, Georgia, 31501 |
Updated : |
2025-04-28 |
www.wbt.bank |
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Institution Profile |
Year Opened : |
1988 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
1 |
Number of Employees : |
19 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 241,968 |
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Total Interest Income | 2,916 |
Total Liabilities | 225,049 |
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Total NonInterest Income | 160 |
Total Bank Equity Capital | 16,919 |
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Total Interest Expense | 1,028 |
Total Deposits | 221,137 |
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Total NonInterest Expense | 1,205 |
Net Loans & Leases | 137,858 |
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Net Income | 800 |
Loan Loss Allowance | 2,343 |
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Net Charge Offs | 5 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 29,963 |
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Total loans | 141,425 |
Total assets for the leverage ratio | 260,267 |
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Loans secured by real estate: | 128,721 |
Tier 1 Leverage Ratio | 10.77 |
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Commercial and industrial loans | 10,317 |
Tier 1 Capital Ratio | 18.06 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 19.31 |
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Loans to individuals - Other | 947 |
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