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 Waycross Bank & Trust
Waycross Bank & Trust
| RSSD ID 1191352 | CERTIFICATE 27254 | ABA NUMBER 61204052 |
| 501 Tebeau St |
Quarter Ended : |
2025-12-31 |
| Waycross, Georgia, 31501 |
Updated : |
2026-01-27 |
| www.wbt.bank |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 240,688 |
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Total Interest Income | 11,555 |
| Total Liabilities | 220,646 |
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Total NonInterest Income | 764 |
| Total Bank Equity Capital | 20,042 |
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Total Interest Expense | 3,950 |
| Total Deposits | 216,493 |
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Total NonInterest Expense | 5,169 |
| Net Loans & Leases | 129,977 |
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Net Income | 3,107 |
| Loan Loss Allowance | 2,352 |
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Net Charge Offs | 27 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 30,632 |
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Total loans | 129,809 |
| Total assets for the leverage ratio | 254,437 |
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Loans secured by real estate: | 122,611 |
| Tier 1 Leverage Ratio | 11.31 |
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Commercial and industrial loans | 5,779 |
| Tier 1 Capital Ratio | 19.35 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.6 |
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Loans to individuals - Other | 745 |
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:· Waycross Bank & Trust
