|
 |
|
|
 Waycross Bank & Trust
Waycross Bank & Trust
| RSSD ID 1191352 | CERTIFICATE 27254 | ABA NUMBER 61204052 |
| 501 Tebeau St |
Quarter Ended : |
2025-06-30 |
| Waycross, Georgia, 31501 |
Updated : |
2025-07-28 |
| www.wbt.bank |
|
| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
18 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 250,063 |
|
Total Interest Income | 5,793 |
| Total Liabilities | 232,612 |
|
Total NonInterest Income | 359 |
| Total Bank Equity Capital | 17,451 |
|
Total Interest Expense | 1,995 |
| Total Deposits | 228,690 |
|
Total NonInterest Expense | 2,488 |
| Net Loans & Leases | 134,900 |
|
Net Income | 1,586 |
| Loan Loss Allowance | 2,339 |
|
Net Charge Offs | 31 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 30,446 |
|
Total loans | 139,246 |
| Total assets for the leverage ratio | 255,086 |
|
Loans secured by real estate: | 130,218 |
| Tier 1 Leverage Ratio | 11.19 |
|
Commercial and industrial loans | 8,408 |
| Tier 1 Capital Ratio | 18.82 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.07 |
|
Loans to individuals - Other | 869 |
|
|
|
|
:· Waycross Bank & Trust
