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 Waycross Bank & Trust
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Waycross Bank & Trust
| RSSD ID 1191352 | CERTIFICATE 27254 | ABA NUMBER 61204052 |
| 501 Tebeau St |
Quarter Ended : |
2026-06-30 |
| Waycross, Georgia, 31501 |
Updated : |
2026-07-27 |
| www.wbt.bank |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 242,176 |
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Total Interest Income | 5,441 |
| Total Liabilities | 221,438 |
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Total NonInterest Income | 407 |
| Total Bank Equity Capital | 20,738 |
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Total Interest Expense | 1,653 |
| Total Deposits | 217,349 |
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Total NonInterest Expense | 2,648 |
| Net Loans & Leases | 122,777 |
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Net Income | 1,548 |
| Loan Loss Allowance | 2,354 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 126,638 |
| Total assets for the leverage ratio | 247,457 |
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Loans secured by real estate: | 116,903 |
| Tier 1 Leverage Ratio | 12.15 |
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Commercial and industrial loans | 8,225 |
| Off Balance Sheet Exposures (%) | 4.46 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 999 |
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:· Waycross Bank & Trust
