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Cape & Coast Bank
Cape & Coast Bank
| RSSD ID 119779 | CERTIFICATE 26517 | ABA NUMBER 211371641 |
| 121 Main St |
Quarter Ended : |
2025-12-31 |
| Yarmouth Port, Massachusetts, 2675 |
Updated : |
2026-01-29 |
| www.capeandcoastbank.com |
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| Institution Profile |
| Year Opened : |
1921 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
164 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,669,051 |
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Total Interest Income | 77,214 |
| Total Liabilities | 1,511,340 |
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Total NonInterest Income | 7,940 |
| Total Bank Equity Capital | 157,711 |
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Total Interest Expense | 33,752 |
| Total Deposits | 1,337,496 |
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Total NonInterest Expense | 41,038 |
| Net Loans & Leases | 1,445,982 |
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Net Income | 7,767 |
| Loan Loss Allowance | 9,811 |
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Net Charge Offs | 146 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,439,187 |
| Total assets for the leverage ratio | 1,654,682 |
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Loans secured by real estate: | 1,317,381 |
| Tier 1 Leverage Ratio | 9.53 |
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Commercial and industrial loans | 41,824 |
| Off Balance Sheet Exposures (%) | 0.04 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0.46 |
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Loans to individuals - Other | 79,982 |
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