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 INDEPENDENT BANK CORPORATION
INDEPENDENT BANK CORPORATION
| RSSD ID 1201925 | CIK 39311 |
| 4200 EAST BELTLINE AVENUE |
Quarter Ended : |
2025-12-31 |
| GRAND RAPIDS, MI, 49525 |
Updated : |
2026-03-07 |
| WWW.INDEPENDENTBANK.COM |
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| Institution Profile |
| Year Opened : |
1974 |
Institution Type : |
Holding Company |
| Reserve District : |
Chicago |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| SEC Submissions : |
 INDEPENDENT BANK CORP /MI/ |
| External Auditor : |
Crowe LLP |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Independent Bank
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5,486,851 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 5,505,720 |
|
Total interest income | 270,614 |
| Total liabilities | 5,002,769 |
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Total noninterest income | 46,278 |
| Total holding company equity capital | 502,951 |
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Total interest expense | 89,722 |
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Total noninterest expense | 139,564 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 10.2736 |
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Loans secured by real estate (Consolidated) | 3,155,387 |
| Tier1 capital ratio | 12.3332 |
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Commercial and industrial loans | 583,858 |
| Total capital ratio | 13.5864 |
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Total (Consolidated) | 4,287,485 |
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:· INDEPENDENT BANK CORPORATION
