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 FNB SOUTH
FNB SOUTH
| RSSD ID 12030 | CERTIFICATE 17011 | ABA NUMBER 61212866 |
| 423 W 12th St |
Quarter Ended : |
2025-12-31 |
| Alma, Georgia, 31510 |
Updated : |
2026-01-28 |
| www.fnbsouth.net |
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| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
72 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 713,582 |
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Total Interest Income | 45,197 |
| Total Liabilities | 604,704 |
|
Total NonInterest Income | 4,187 |
| Total Bank Equity Capital | 108,878 |
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Total Interest Expense | 12,391 |
| Total Deposits | 596,547 |
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Total NonInterest Expense | 17,225 |
| Net Loans & Leases | 453,486 |
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Net Income | 15,732 |
| Loan Loss Allowance | 12,290 |
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Net Charge Offs | 3,395 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 114,583 |
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Total loans | 460,690 |
| Total assets for the leverage ratio | 710,522 |
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Loans secured by real estate: | 371,919 |
| Tier 1 Leverage Ratio | 15.26 |
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Commercial and industrial loans | 46,745 |
| Tier 1 Capital Ratio | 22.38 |
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Loans to individuals - Credit Cards | 1,093 |
| Total Capital Ratio | 23.65 |
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Loans to individuals - Other | 32,053 |
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:· FNB SOUTH
