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 FNB SOUTH
FNB SOUTH
| RSSD ID 12030 | CERTIFICATE 17011 | ABA NUMBER 61212866 |
| 423 W 12th St |
Quarter Ended : |
2025-03-31 |
| Alma, Georgia, 31510 |
Updated : |
2025-04-22 |
| www.fnbsouth.net |
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| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
77 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 703,345 |
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Total Interest Income | 10,768 |
| Total Liabilities | 599,759 |
|
Total NonInterest Income | 1,060 |
| Total Bank Equity Capital | 103,586 |
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Total Interest Expense | 3,210 |
| Total Deposits | 593,350 |
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Total NonInterest Expense | 4,136 |
| Net Loans & Leases | 418,538 |
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Net Income | 4,182 |
| Loan Loss Allowance | 12,997 |
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Net Charge Offs | (312) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 109,811 |
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Total loans | 429,899 |
| Total assets for the leverage ratio | 686,417 |
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Loans secured by real estate: | 350,745 |
| Tier 1 Leverage Ratio | 15.13 |
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Commercial and industrial loans | 43,948 |
| Tier 1 Capital Ratio | 22.3 |
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Loans to individuals - Credit Cards | 1,248 |
| Total Capital Ratio | 23.58 |
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Loans to individuals - Other | 30,496 |
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:· FNB SOUTH
