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 FNB SOUTH
FNB SOUTH
| RSSD ID 12030 | CERTIFICATE 17011 | ABA NUMBER 61212866 |
| 423 W 12th St |
Quarter Ended : |
2025-09-30 |
| Alma, Georgia, 31510 |
Updated : |
2025-10-27 |
| www.fnbsouth.net |
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| Institution Profile |
| Year Opened : |
1950 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
72 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 707,827 |
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Total Interest Income | 33,776 |
| Total Liabilities | 595,821 |
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Total NonInterest Income | 3,085 |
| Total Bank Equity Capital | 112,006 |
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Total Interest Expense | 9,388 |
| Total Deposits | 588,325 |
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Total NonInterest Expense | 12,639 |
| Net Loans & Leases | 444,618 |
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Net Income | 13,934 |
| Loan Loss Allowance | 12,364 |
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Net Charge Offs | 321 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 117,813 |
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Total loans | 447,909 |
| Total assets for the leverage ratio | 707,128 |
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Loans secured by real estate: | 359,268 |
| Tier 1 Leverage Ratio | 15.79 |
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Commercial and industrial loans | 46,111 |
| Tier 1 Capital Ratio | 22.94 |
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Loans to individuals - Credit Cards | 1,076 |
| Total Capital Ratio | 24.21 |
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Loans to individuals - Other | 32,146 |
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:· FNB SOUTH
