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 FIRST BANCSHARES, INC.
FIRST BANCSHARES, INC.
| RSSD ID 1204560 |
| 600 EAST 84TH AVENUE |
Quarter Ended : |
2025-06-30 |
| MERRILLVILLE, IN, 46410 |
Updated : |
2025-09-06 |
| WWW.CENTIER.COM |
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| Institution Profile |
| Year Opened : |
1980 |
Institution Type : |
Holding Company |
| Reserve District : |
Chicago |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Centier Bank
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9,470,954 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total assets | 9,846,913 |
|
Total interest income | 278,503 |
| Total liabilities | 8,959,292 |
|
Total noninterest income | 29,225 |
| Total holding company equity capital | 887,621 |
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Total interest expense | 118,254 |
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Total noninterest expense | 83,937 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 9.8725 |
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Loans secured by real estate (Consolidated) | 5,067,188 |
| Tier1 capital ratio | 11.7339 |
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Commercial and industrial loans | 631,110 |
| Total capital ratio | 13.5768 |
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Total (Consolidated) | 7,775,533 |
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:· FIRST BANCSHARES, INC.
