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 FIRST BANCSHARES, INC.
FIRST BANCSHARES, INC.
| RSSD ID 1204560 |
| 600 EAST 84TH AVENUE |
Quarter Ended : |
2025-12-31 |
| MERRILLVILLE, IN, 46410 |
Updated : |
2026-03-07 |
| WWW.CENTIER.COM |
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| Institution Profile |
| Year Opened : |
1980 |
Institution Type : |
Holding Company |
| Reserve District : |
Chicago |
Federal Regulator : |
FED |
| Entity Type : |
Financial Holding Company - Domestic |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
No |
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| External Auditor : |
Fovis Mazars, LLP |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Centier Bank
|
9,917,852 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total assets | 9,700,368 |
|
Total interest income | 564,912 |
| Total liabilities | 8,727,247 |
|
Total noninterest income | 60,188 |
| Total holding company equity capital | 973,121 |
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Total interest expense | 236,445 |
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Total noninterest expense | 175,283 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 10.4876 |
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Loans secured by real estate (Consolidated) | 5,053,377 |
| Tier1 capital ratio | 12.6742 |
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Commercial and industrial loans | 714,828 |
| Total capital ratio | 14.6054 |
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Total (Consolidated) | 7,740,468 |
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:· FIRST BANCSHARES, INC.
