HARVARD BANCSHARES, INC. Financial Reports

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:· HARVARD BANCSHARES, INC.

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HARVARD BANCSHARES, INC.

Institution Profile

Year Opened :

1983

Institution Type :

Holding Company

Reserve District :

Chicago

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Selden Fox, Ltd

Related Bank / Thrift	Assets	Asset Concentration
The Harvard State Bank	324,122	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	26,748	Total Operating Income	1,329
Total Liabilities	1,256	Total Operating Expenses	109
Total Equity Capital	25,492	Equity in Undistributed Income	1,298
		Net income (loss)	2,518

Miscellaneous
Cash Dividends Declared by Bank Holding Company	613
Total Consolidated Assets of Bank Holding Company	327,875

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury