HARVARD BANCSHARES, INC. Financial Reports

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:· HARVARD BANCSHARES, INC.

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HARVARD BANCSHARES, INC.

Institution Profile

Year Opened :

1983

Institution Type :

Holding Company

Reserve District :

Chicago

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

External Auditor :

Selden Fox, Ltd.

Related Bank / Thrift	Assets	Asset Concentration
The Harvard State Bank	319,390	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	21,387	Total Operating Income	796
Total Liabilities	1,616	Total Operating Expenses	154
Total Equity Capital	19,771	Equity in Undistributed Income	450
		Net income (loss)	1,092

Miscellaneous
Cash Dividends Declared by Bank Holding Company	239
Total Consolidated Assets of Bank Holding Company	313,912

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury