HARVARD BANCSHARES, INC. Financial Reports

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:· HARVARD BANCSHARES, INC.

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Off Balance Sheet
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HARVARD BANCSHARES, INC.

Institution Profile

Year Opened :

1983

Institution Type :

Holding Company

Reserve District :

Chicago

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Yes

Related Bank / Thrift	Assets	Asset Concentration
The Harvard State Bank	312,454	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	23,456	Total Operating Income	779
Total Liabilities	1,461	Total Operating Expenses	60
Total Equity Capital	21,995	Equity in Undistributed Income	514
		Net income (loss)	1,233

Miscellaneous
Cash Dividends Declared by Bank Holding Company	366
Total Consolidated Assets of Bank Holding Company	314,354

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury