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The Cleveland State Bank
The Cleveland State Bank
RSSD ID 12142 | CERTIFICATE 12201 | ABA NUMBER 84202280 |
110 Commerce Ave |
Quarter Ended : |
2025-03-31 |
Cleveland, Mississippi, 38732 |
Updated : |
2025-04-16 |
www.clevelandstatebank.com |
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Institution Profile |
Year Opened : |
1908 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
All Other Under 1 Billion |
Number of Offices : |
4 |
Number of Employees : |
58 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 331,524 |
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Total Interest Income | 3,672 |
Total Liabilities | 311,236 |
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Total NonInterest Income | 406 |
Total Bank Equity Capital | 20,288 |
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Total Interest Expense | 1,069 |
Total Deposits | 308,400 |
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Total NonInterest Expense | 1,944 |
Net Loans & Leases | 159,967 |
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Net Income | 833 |
Loan Loss Allowance | 2,270 |
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Net Charge Offs | 42 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 161,489 |
Total assets for the leverage ratio | 323,942 |
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Loans secured by real estate: | 101,349 |
Tier 1 Leverage Ratio | 10.95 |
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Commercial and industrial loans | 39,515 |
Off Balance Sheet Exposures (%) | 0.53 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,267 |
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