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 Synchrony Bank
Synchrony Bank
| RSSD ID 1216022 | CERTIFICATE 27314 | ABA NUMBER 124085008 |
| 170 W Election Rd |
Quarter Ended : |
2025-12-31 |
| Draper, Utah, 84020 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
031 |
Foreign Offices : |
Yes |
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| Specialization : |
Credit-card Specialization |
| Number of Offices : |
2 |
Number of Employees : |
10,155 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 112,115,000 |
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Total Interest Income | 17,885,000 |
| Total Liabilities | 97,563,000 |
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Total NonInterest Income | 741,000 |
| Total Bank Equity Capital | 14,552,000 |
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Total Interest Expense | 3,923,000 |
| Domestic Deposits | 83,376,000 |
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Total NonInterest Expense | 5,229,000 |
| Total Deposits | 83,376,000 |
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Net Income | 3,253,000 |
| Net Loans & Leases | 89,862,000 |
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Net Charge Offs | 5,533,000 |
| Loan Loss Allowance | 10,178,000 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 15,844,000 |
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Total loans | 97,289,000 |
| Total assets for the leverage ratio | 110,371,000 |
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Loans secured by real estate: | 19,000 |
| Leverage ratio | 12.44 |
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Commercial and industrial loans | 1,889,000 |
| Tier 1 Capital Ratio | 13.7 |
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Loans to individuals - Credit Cards | 89,708,000 |
| Total Capital Ratio | 15.81 |
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Loans to individuals - Other | 5,548,000 |
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:· Synchrony Bank
