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 Prairie State Bank and Trust
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Prairie State Bank and Trust
| RSSD ID 1222948 | CERTIFICATE 27362 | ABA NUMBER 71114763 |
| 3751 Wabash Ave |
Quarter Ended : |
2026-06-30 |
| Springfield, Illinois, 62711 |
Updated : |
2026-07-23 |
| www.psbank.net |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
133 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 840,081 |
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Total Interest Income | 19,721 |
| Total Liabilities | 738,806 |
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Total NonInterest Income | 1,682 |
| Total Bank Equity Capital | 101,275 |
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Total Interest Expense | 3,816 |
| Total Deposits | 730,168 |
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Total NonInterest Expense | 10,583 |
| Net Loans & Leases | 546,205 |
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Net Income | 6,444 |
| Loan Loss Allowance | 5,813 |
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Net Charge Offs | 120 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 552,316 |
| Total assets for the leverage ratio | 817,312 |
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Loans secured by real estate: | 464,033 |
| Tier 1 Leverage Ratio | 12.39 |
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Commercial and industrial loans | 61,821 |
| Off Balance Sheet Exposures (%) | 2.39 |
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Loans to individuals - Credit Cards | 184 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,575 |
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:· Prairie State Bank and Trust
