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First Bank & Trust Co.
First Bank & Trust Co.
| RSSD ID 1228034 | CERTIFICATE 27394 | ABA NUMBER 103102106 |
| 923 W Main St |
Quarter Ended : |
2025-09-30 |
| Duncan, Oklahoma, 73533 |
Updated : |
2025-10-29 |
| www.fb247.com |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
192 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 955,885 |
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Total Interest Income | 42,082 |
| Total Liabilities | 817,632 |
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Total NonInterest Income | 6,075 |
| Total Bank Equity Capital | 138,253 |
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Total Interest Expense | 10,676 |
| Total Deposits | 811,964 |
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Total NonInterest Expense | 19,809 |
| Net Loans & Leases | 746,133 |
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Net Income | 15,857 |
| Loan Loss Allowance | 11,189 |
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Net Charge Offs | 268 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 143,572 |
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Total loans | 755,536 |
| Total assets for the leverage ratio | 961,638 |
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Loans secured by real estate: | 689,578 |
| Tier 1 Leverage Ratio | 13.92 |
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Commercial and industrial loans | 37,819 |
| Tier 1 Capital Ratio | 17.31 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.57 |
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Loans to individuals - Other | 19,740 |
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