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 First Bank & Trust Co.
First Bank & Trust Co.
| RSSD ID 1228034 | CERTIFICATE 27394 | ABA NUMBER 103102106 |
| 923 W Main St |
Quarter Ended : |
2025-12-31 |
| Duncan, Oklahoma, 73533 |
Updated : |
2026-01-30 |
| www.fb247.com |
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| Institution Profile |
| Year Opened : |
1988 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
198 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 948,406 |
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Total Interest Income | 56,416 |
| Total Liabilities | 805,504 |
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Total NonInterest Income | 8,196 |
| Total Bank Equity Capital | 142,902 |
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Total Interest Expense | 14,021 |
| Total Deposits | 800,051 |
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Total NonInterest Expense | 25,986 |
| Net Loans & Leases | 735,325 |
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Net Income | 22,385 |
| Loan Loss Allowance | 11,574 |
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Net Charge Offs | 198 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 148,036 |
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Total loans | 748,611 |
| Total assets for the leverage ratio | 957,632 |
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Loans secured by real estate: | 691,185 |
| Tier 1 Leverage Ratio | 14.48 |
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Commercial and industrial loans | 32,094 |
| Tier 1 Capital Ratio | 18.59 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.85 |
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Loans to individuals - Other | 19,090 |
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:· First Bank & Trust Co.
