FS BANCSHARES, INC. Financial Reports

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:· FS BANCSHARES, INC.

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Off Balance Sheet
::	Holding Company Credit Default Swaps
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::	Derivatives
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FS BANCSHARES, INC.

Institution Profile

Year Opened :

1988

Institution Type :

Holding Company

Reserve District :

Chicago

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

Related Bank / Thrift	Assets	Asset Concentration
Ergo Bank	254,611	Agricultural Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	26,480	Total Operating Income	1,134
Total Liabilities	6,434	Total Operating Expenses	421
Total Equity Capital	20,046	Equity in Undistributed Income	469
		Net income (loss)	1,270

Miscellaneous
Cash Dividends Declared by Bank Holding Company	238
Total Consolidated Assets of Bank Holding Company	261,093

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury