|
 |
|
|
 Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
| RSSD ID 126375 | CERTIFICATE 29772 | ABA NUMBER 261270857 |
| 300 Jackson St |
Quarter Ended : |
2025-03-31 |
| Vidalia, Georgia, 30474 |
Updated : |
2025-04-14 |
| WWW.VIDFEDONLINE.COM |
|
| Institution Profile |
| Year Opened : |
1936 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
28 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 228,966 |
|
Total Interest Income | 1,724 |
| Total Liabilities | 202,163 |
|
Total NonInterest Income | 112 |
| Total Bank Equity Capital | 26,803 |
|
Total Interest Expense | 1,143 |
| Total Deposits | 174,937 |
|
Total NonInterest Expense | 1,179 |
| Net Loans & Leases | 92,607 |
|
Net Income | (486) |
| Loan Loss Allowance | 923 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 93,648 |
| Total assets for the leverage ratio | 228,547 |
|
Loans secured by real estate: | 91,203 |
| Tier 1 Leverage Ratio | 11.98 |
|
Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 0 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 2,447 |
|
|
|
|
:· Vidalia Federal Savings Bank
