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 Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
| RSSD ID 126375 | CERTIFICATE 29772 | ABA NUMBER 261270857 |
| 300 Jackson St |
Quarter Ended : |
2025-09-30 |
| Vidalia, Georgia, 30474 |
Updated : |
2025-10-06 |
| WWW.VIDFEDONLINE.COM |
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| Institution Profile |
| Year Opened : |
1936 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 221,315 |
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Total Interest Income | 5,172 |
| Total Liabilities | 195,238 |
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Total NonInterest Income | 383 |
| Total Bank Equity Capital | 26,077 |
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Total Interest Expense | 3,368 |
| Total Deposits | 168,580 |
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Total NonInterest Expense | 3,506 |
| Net Loans & Leases | 93,805 |
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Net Income | (1,319) |
| Loan Loss Allowance | 901 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 95,249 |
| Total assets for the leverage ratio | 222,862 |
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Loans secured by real estate: | 92,134 |
| Tier 1 Leverage Ratio | 11.93 |
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Commercial and industrial loans | 0 |
| Off Balance Sheet Exposures (%) | 0 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,598 |
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:· Vidalia Federal Savings Bank
