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 North Shore Bank of Commerce
North Shore Bank of Commerce
| RSSD ID 126553 | CERTIFICATE 8850 | ABA NUMBER 91900106 |
| 131 W Superior St |
Quarter Ended : |
2025-09-30 |
| Duluth, Minnesota, 55802 |
Updated : |
2025-10-27 |
| www.northshore.bank |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
126 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 565,300 |
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Total Interest Income | 22,849 |
| Total Liabilities | 517,086 |
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Total NonInterest Income | 8,601 |
| Total Bank Equity Capital | 48,214 |
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Total Interest Expense | 7,158 |
| Total Deposits | 478,143 |
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Total NonInterest Expense | 18,167 |
| Net Loans & Leases | 431,962 |
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Net Income | 5,703 |
| Loan Loss Allowance | 2,630 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 424,860 |
| Total assets for the leverage ratio | 559,164 |
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Loans secured by real estate: | 383,863 |
| Tier 1 Leverage Ratio | 8.89 |
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Commercial and industrial loans | 25,309 |
| Off Balance Sheet Exposures (%) | 13.02 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,641 |
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:· North Shore Bank of Commerce
