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 North Shore Bank of Commerce
North Shore Bank of Commerce
| RSSD ID 126553 | CERTIFICATE 8850 | ABA NUMBER 91900106 |
| 131 W Superior St |
Quarter Ended : |
2025-12-31 |
| Duluth, Minnesota, 55802 |
Updated : |
2026-01-26 |
| www.northshore.bank |
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| Institution Profile |
| Year Opened : |
1915 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
125 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 582,836 |
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Total Interest Income | 31,113 |
| Total Liabilities | 532,225 |
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Total NonInterest Income | 11,691 |
| Total Bank Equity Capital | 50,611 |
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Total Interest Expense | 9,628 |
| Total Deposits | 493,396 |
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Total NonInterest Expense | 24,078 |
| Net Loans & Leases | 436,378 |
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Net Income | 8,556 |
| Loan Loss Allowance | 2,710 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 435,087 |
| Total assets for the leverage ratio | 569,188 |
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Loans secured by real estate: | 391,702 |
| Tier 1 Leverage Ratio | 9.14 |
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Commercial and industrial loans | 29,449 |
| Off Balance Sheet Exposures (%) | 13.16 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,961 |
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:· North Shore Bank of Commerce
