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 Citizens Bank
Citizens Bank
| RSSD ID 126834 | CERTIFICATE 893 | ABA NUMBER 64107729 |
| 407 Main St N |
Quarter Ended : |
2025-06-30 |
| Carthage, Tennessee, 37030 |
Updated : |
2025-07-28 |
| www.citzcar.com |
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| Institution Profile |
| Year Opened : |
1929 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
70 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 800,288 |
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Total Interest Income | 21,158 |
| Total Liabilities | 707,273 |
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Total NonInterest Income | 799 |
| Total Bank Equity Capital | 93,015 |
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Total Interest Expense | 8,185 |
| Total Deposits | 702,735 |
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Total NonInterest Expense | 4,278 |
| Net Loans & Leases | 432,320 |
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Net Income | 7,032 |
| Loan Loss Allowance | 5,159 |
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Net Charge Offs | 55 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 440,073 |
| Total assets for the leverage ratio | 832,965 |
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Loans secured by real estate: | 366,867 |
| Tier 1 Leverage Ratio | 16.15 |
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Commercial and industrial loans | 36,759 |
| Off Balance Sheet Exposures (%) | 8.01 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 34,409 |
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:· Citizens Bank
