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 Western National Bank
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Western National Bank
| RSSD ID 127055 | CERTIFICATE 5131 | ABA NUMBER 91900067 |
| 201 N Central Ave |
Quarter Ended : |
2026-06-30 |
| Duluth, Minnesota, 55807 |
Updated : |
2026-07-22 |
| www.wbduluth.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 135,773 |
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Total Interest Income | 3,569 |
| Total Liabilities | 121,435 |
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Total NonInterest Income | 371 |
| Total Bank Equity Capital | 14,338 |
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Total Interest Expense | 1,205 |
| Total Deposits | 108,757 |
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Total NonInterest Expense | 2,542 |
| Net Loans & Leases | 92,826 |
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Net Income | 93 |
| Loan Loss Allowance | 886 |
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Net Charge Offs | 17 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 12,392 |
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Total loans | 90,598 |
| Total assets for the leverage ratio | 134,984 |
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Loans secured by real estate: | 80,993 |
| Tier 1 Leverage Ratio | 8.52 |
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Commercial and industrial loans | 6,205 |
| Tier 1 Capital Ratio | 12.27 |
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Loans to individuals - Credit Cards | 847 |
| Total Capital Ratio | 13.22 |
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Loans to individuals - Other | 1,428 |
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:· Western National Bank
