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 Western National Bank
Western National Bank
| RSSD ID 127055 | CERTIFICATE 5131 | ABA NUMBER 91900067 |
| 201 N Central Ave |
Quarter Ended : |
2025-03-31 |
| Duluth, Minnesota, 55807 |
Updated : |
2025-04-29 |
| www.wbduluth.com |
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| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 117,661 |
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Total Interest Income | 1,442 |
| Total Liabilities | 103,476 |
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Total NonInterest Income | 193 |
| Total Bank Equity Capital | 14,185 |
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Total Interest Expense | 385 |
| Total Deposits | 95,360 |
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Total NonInterest Expense | 1,109 |
| Net Loans & Leases | 74,190 |
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Net Income | 141 |
| Loan Loss Allowance | 736 |
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Net Charge Offs | 59 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 75,019 |
| Total assets for the leverage ratio | 116,946 |
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Loans secured by real estate: | 60,263 |
| Tier 1 Leverage Ratio | 9.8 |
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Commercial and industrial loans | 6,351 |
| Off Balance Sheet Exposures (%) | 7.8 |
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Loans to individuals - Credit Cards | 492 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,221 |
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:· Western National Bank
