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VALOR BANK
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VALOR BANK
| RSSD ID 129358 | CERTIFICATE 9467 | ABA NUMBER 103112510 |
| 1501 Renaissance Blvd |
Quarter Ended : |
2026-06-30 |
| Edmond, Oklahoma, 73013 |
Updated : |
2026-07-29 |
| valor.bank |
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| Institution Profile |
| Year Opened : |
1930 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 302,589 |
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Total Interest Income | 10,597 |
| Total Liabilities | 276,437 |
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Total NonInterest Income | 1,403 |
| Total Bank Equity Capital | 26,152 |
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Total Interest Expense | 3,684 |
| Total Deposits | 262,070 |
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Total NonInterest Expense | 4,874 |
| Net Loans & Leases | 250,408 |
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Net Income | 3,202 |
| Loan Loss Allowance | 2,284 |
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Net Charge Offs | 2 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 28,664 |
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Total loans | 263,663 |
| Total assets for the leverage ratio | 300,535 |
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Loans secured by real estate: | 259,107 |
| Tier 1 Leverage Ratio | 8.7 |
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Commercial and industrial loans | 4,002 |
| Tier 1 Capital Ratio | 12.02 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.18 |
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Loans to individuals - Other | 807 |
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