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 Peoples Exchange Bank
Peoples Exchange Bank
| RSSD ID 129910 | CERTIFICATE 8785 | ABA NUMBER 42106580 |
| 101 N Main St |
Quarter Ended : |
2025-12-31 |
| Winchester, Kentucky, 40391 |
Updated : |
2026-01-29 |
| www.pebank.com |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
91 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 614,539 |
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Total Interest Income | 32,909 |
| Total Liabilities | 558,061 |
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Total NonInterest Income | 3,725 |
| Total Bank Equity Capital | 56,478 |
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Total Interest Expense | 10,933 |
| Total Deposits | 530,819 |
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Total NonInterest Expense | 16,624 |
| Net Loans & Leases | 492,221 |
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Net Income | 6,302 |
| Loan Loss Allowance | 5,927 |
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Net Charge Offs | 272 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 496,835 |
| Total assets for the leverage ratio | 618,795 |
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Loans secured by real estate: | 470,110 |
| Tier 1 Leverage Ratio | 9.54 |
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Commercial and industrial loans | 13,587 |
| Off Balance Sheet Exposures (%) | 8.75 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 6,114 |
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:· Peoples Exchange Bank
