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 Horizon Bank
Horizon Bank
| RSSD ID 130541 | CERTIFICATE 4360 | ABA NUMBER 71201320 |
| 515 Franklin St |
Quarter Ended : |
2025-12-31 |
| Michigan City, Indiana, 46360 |
Updated : |
2026-02-10 |
| www.horizonbank.com |
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| Institution Profile |
| Year Opened : |
1873 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
79 |
Number of Employees : |
865 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 6,413,881 |
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Total Interest Income | 362,774 |
| Total Liabilities | 5,644,952 |
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Total NonInterest Income | 42,747 |
| Total Bank Equity Capital | 768,929 |
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Total Interest Expense | 123,639 |
| Total Deposits | 5,352,972 |
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Total NonInterest Expense | 168,999 |
| Net Loans & Leases | 4,825,243 |
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Net Income | (141,243) |
| Loan Loss Allowance | 51,299 |
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Net Charge Offs | 2,924 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 687,316 |
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Total loans | 4,853,479 |
| Total assets for the leverage ratio | 6,382,056 |
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Loans secured by real estate: | 3,764,462 |
| Tier 1 Leverage Ratio | 9.94 |
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Commercial and industrial loans | 705,478 |
| Tier 1 Capital Ratio | 11.99 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.99 |
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Loans to individuals - Other | 103,416 |
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:· Horizon Bank
