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Horizon Bank
Horizon Bank
RSSD ID 130541 | CERTIFICATE 4360 | ABA NUMBER 71201320 |
515 Franklin St |
Quarter Ended : |
2025-03-31 |
Michigan City, Indiana, 46360 |
Updated : |
2025-04-30 |
www.horizonbank.com |
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Institution Profile |
Year Opened : |
1873 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
041 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
78 |
Number of Employees : |
864 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 7,607,744 |
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Total Interest Income | 89,172 |
Total Liabilities | 6,796,061 |
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Total NonInterest Income | 16,906 |
Total Bank Equity Capital | 811,683 |
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Total Interest Expense | 34,790 |
Total Deposits | 5,846,175 |
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Total NonInterest Expense | 38,802 |
Net Loans & Leases | 4,857,161 |
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Net Income | 25,872 |
Loan Loss Allowance | 52,654 |
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Net Charge Offs | 869 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 737,823 |
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Total loans | 4,773,239 |
Total assets for the leverage ratio | 7,607,195 |
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Loans secured by real estate: | 3,499,016 |
Tier 1 Leverage Ratio | 8.98 |
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Commercial and industrial loans | 661,272 |
Tier 1 Capital Ratio | 11.97 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 12.93 |
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Loans to individuals - Other | 355,124 |
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