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 Homestead Savings Bank
Homestead Savings Bank
| RSSD ID 132778 | CERTIFICATE 28667 | ABA NUMBER 272471072 |
| 415 S Superior St |
Quarter Ended : |
2025-12-31 |
| Albion, Michigan, 49224 |
Updated : |
2026-01-27 |
| hsbank.bank |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 71,640 |
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Total Interest Income | 3,348 |
| Total Liabilities | 65,315 |
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Total NonInterest Income | 594 |
| Total Bank Equity Capital | 6,325 |
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Total Interest Expense | 326 |
| Total Deposits | 64,995 |
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Total NonInterest Expense | 3,002 |
| Net Loans & Leases | 51,335 |
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Net Income | 455 |
| Loan Loss Allowance | 557 |
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Net Charge Offs | 20 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 7,163 |
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Total loans | 51,946 |
| Total assets for the leverage ratio | 72,906 |
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Loans secured by real estate: | 48,212 |
| Tier 1 Leverage Ratio | 9.16 |
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Commercial and industrial loans | 2,665 |
| Tier 1 Capital Ratio | 17.22 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.47 |
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Loans to individuals - Other | 1,069 |
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:· Homestead Savings Bank
