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 First Citizens National Bank
First Citizens National Bank
| RSSD ID 133850 | CERTIFICATE 4972 | ABA NUMBER 84301042 |
| 1 First Citizens Pl |
Quarter Ended : |
2025-12-31 |
| Dyersburg, Tennessee, 38024 |
Updated : |
2026-01-29 |
| www.firstcnb.com |
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| Institution Profile |
| Year Opened : |
1889 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
25 |
Number of Employees : |
302 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,651,069 |
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Total Interest Income | 127,241 |
| Total Liabilities | 2,417,794 |
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Total NonInterest Income | 18,033 |
| Total Bank Equity Capital | 231,220 |
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Total Interest Expense | 60,373 |
| Total Deposits | 2,263,116 |
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Total NonInterest Expense | 55,801 |
| Net Loans & Leases | 1,572,605 |
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Net Income | 23,983 |
| Loan Loss Allowance | 18,761 |
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Net Charge Offs | 181 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,614,637 |
| Total assets for the leverage ratio | 2,663,824 |
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Loans secured by real estate: | 1,434,796 |
| Tier 1 Leverage Ratio | 9.71 |
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Commercial and industrial loans | 102,830 |
| Off Balance Sheet Exposures (%) | 8.69 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,026 |
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:· First Citizens National Bank
