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 Troy Bank & Trust Company
Troy Bank & Trust Company
| RSSD ID 134437 | CERTIFICATE 5598 | ABA NUMBER 62101031 |
| 1000 Highway 231 S |
Quarter Ended : |
2025-03-31 |
| Troy, Alabama, 36081 |
Updated : |
2025-04-25 |
| www.troybankandtrust.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
169 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,528,851 |
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Total Interest Income | 20,267 |
| Total Liabilities | 1,356,143 |
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Total NonInterest Income | 1,655 |
| Total Bank Equity Capital | 172,708 |
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Total Interest Expense | 6,931 |
| Total Deposits | 1,341,204 |
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Total NonInterest Expense | 8,164 |
| Net Loans & Leases | 981,873 |
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Net Income | 4,591 |
| Loan Loss Allowance | 13,084 |
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Net Charge Offs | 359 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 996,813 |
| Total assets for the leverage ratio | 1,536,910 |
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Loans secured by real estate: | 710,825 |
| Tier 1 Leverage Ratio | 12.38 |
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Commercial and industrial loans | 196,646 |
| Off Balance Sheet Exposures (%) | 12.32 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 23,891 |
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:· Troy Bank & Trust Company
