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 Troy Bank & Trust Company
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Troy Bank & Trust Company
| RSSD ID 134437 | CERTIFICATE 5598 | ABA NUMBER 62101031 |
| 1000 Highway 231 S |
Quarter Ended : |
2026-06-30 |
| Troy, Alabama, 36081 |
Updated : |
2026-07-23 |
| www.troybankandtrust.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
173 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,600,939 |
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Total Interest Income | 42,080 |
| Total Liabilities | 1,408,784 |
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Total NonInterest Income | 4,209 |
| Total Bank Equity Capital | 192,155 |
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Total Interest Expense | 12,550 |
| Total Deposits | 1,394,276 |
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Total NonInterest Expense | 17,937 |
| Net Loans & Leases | 1,039,785 |
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Net Income | 10,885 |
| Loan Loss Allowance | 13,543 |
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Net Charge Offs | 1,039 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,049,328 |
| Total assets for the leverage ratio | 1,580,757 |
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Loans secured by real estate: | 770,065 |
| Tier 1 Leverage Ratio | 12.83 |
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Commercial and industrial loans | 190,021 |
| Off Balance Sheet Exposures (%) | 13.5 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 22,772 |
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:· Troy Bank & Trust Company
