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 Peoples Savings Bank
Peoples Savings Bank
| RSSD ID 136048 | CERTIFICATE 14868 | ABA NUMBER 73920531 |
| 414 N Adams St |
Quarter Ended : |
2025-12-31 |
| Wellsburg, Iowa, 50680 |
Updated : |
2026-01-30 |
| www.bankpsb.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
27 |
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| Related Company Filings |
Regulator |
 PSB CORP |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 190,310 |
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Total Interest Income | 10,625 |
| Total Liabilities | 174,353 |
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Total NonInterest Income | 1,454 |
| Total Bank Equity Capital | 15,957 |
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Total Interest Expense | 5,193 |
| Total Deposits | 149,890 |
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Total NonInterest Expense | 5,050 |
| Net Loans & Leases | 139,697 |
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Net Income | 1,325 |
| Loan Loss Allowance | 1,432 |
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Net Charge Offs | 21 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 141,736 |
| Total assets for the leverage ratio | 193,710 |
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Loans secured by real estate: | 78,337 |
| Tier 1 Leverage Ratio | 9.3 |
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Commercial and industrial loans | 24,656 |
| Off Balance Sheet Exposures (%) | 7.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,018 |
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:· Peoples Savings Bank
