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 Merchants & Farmers Bank & Trust Company
Merchants & Farmers Bank & Trust Company
| RSSD ID 136338 | CERTIFICATE 9319 | ABA NUMBER 65204249 |
| 501 S 5th St |
Quarter Ended : |
2025-12-31 |
| Leesville, Louisiana, 71446 |
Updated : |
2026-01-20 |
| www.merchantsandfarmers.com |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
72 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 533,385 |
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Total Interest Income | 22,645 |
| Total Liabilities | 482,393 |
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Total NonInterest Income | 2,245 |
| Total Bank Equity Capital | 50,992 |
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Total Interest Expense | 5,388 |
| Total Deposits | 479,875 |
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Total NonInterest Expense | 14,558 |
| Net Loans & Leases | 266,051 |
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Net Income | 3,849 |
| Loan Loss Allowance | 2,707 |
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Net Charge Offs | 283 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 261,547 |
| Total assets for the leverage ratio | 525,942 |
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Loans secured by real estate: | 231,128 |
| Tier 1 Leverage Ratio | 11.28 |
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Commercial and industrial loans | 23,964 |
| Off Balance Sheet Exposures (%) | 4.8 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,755 |
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:· Merchants & Farmers Bank & Trust Company
