|
 |
|
|
 Merchants & Farmers Bank & Trust Company
Merchants & Farmers Bank & Trust Company
| RSSD ID 136338 | CERTIFICATE 9319 | ABA NUMBER 65204249 |
| 501 S 5th St |
Quarter Ended : |
2025-06-30 |
| Leesville, Louisiana, 71446 |
Updated : |
2025-07-17 |
| www.merchantsandfarmers.com |
|
| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
82 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 524,899 |
|
Total Interest Income | 11,038 |
| Total Liabilities | 480,870 |
|
Total NonInterest Income | 1,133 |
| Total Bank Equity Capital | 44,029 |
|
Total Interest Expense | 2,624 |
| Total Deposits | 478,211 |
|
Total NonInterest Expense | 7,197 |
| Net Loans & Leases | 249,820 |
|
Net Income | 1,969 |
| Loan Loss Allowance | 2,592 |
|
Net Charge Offs | 104 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 251,214 |
| Total assets for the leverage ratio | 528,316 |
|
Loans secured by real estate: | 227,310 |
| Tier 1 Leverage Ratio | 10.92 |
|
Commercial and industrial loans | 18,933 |
| Off Balance Sheet Exposures (%) | 4.04 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 3,452 |
|
|
|
|
:· Merchants & Farmers Bank & Trust Company
