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 Machias Savings Bank
Machias Savings Bank
| RSSD ID 137205 | CERTIFICATE 19531 | ABA NUMBER 211274531 |
| 4 Center St |
Quarter Ended : |
2025-03-31 |
| Machias, Maine, 4654 |
Updated : |
2025-04-29 |
| www.MachiasSavings.com |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
323 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,567,242 |
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Total Interest Income | 33,260 |
| Total Liabilities | 2,300,456 |
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Total NonInterest Income | 3,350 |
| Total Bank Equity Capital | 266,786 |
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Total Interest Expense | 14,000 |
| Total Deposits | 2,162,803 |
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Total NonInterest Expense | 17,570 |
| Net Loans & Leases | 2,155,739 |
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Net Income | 4,118 |
| Loan Loss Allowance | 19,322 |
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Net Charge Offs | (334) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 314,027 |
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Total loans | 2,169,678 |
| Total assets for the leverage ratio | 2,593,941 |
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Loans secured by real estate: | 1,801,343 |
| Tier 1 Leverage Ratio | 11.31 |
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Commercial and industrial loans | 262,962 |
| Tier 1 Capital Ratio | 13.95 |
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Loans to individuals - Credit Cards | 479 |
| Total Capital Ratio | 14.93 |
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Loans to individuals - Other | 7,219 |
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:· Machias Savings Bank
