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Machias Savings Bank
Machias Savings Bank
| RSSD ID 137205 | CERTIFICATE 19531 | ABA NUMBER 211274531 |
| 4 Center St |
Quarter Ended : |
2025-06-30 |
| Machias, Maine, 04654 |
Updated : |
2025-07-29 |
| www.MachiasSavings.com |
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| Institution Profile |
| Year Opened : |
1869 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
322 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,611,219 |
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Total Interest Income | 68,162 |
| Total Liabilities | 2,335,511 |
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Total NonInterest Income | 6,973 |
| Total Bank Equity Capital | 275,708 |
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Total Interest Expense | 28,486 |
| Total Deposits | 2,294,497 |
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Total NonInterest Expense | 34,267 |
| Net Loans & Leases | 2,189,652 |
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Net Income | 10,965 |
| Loan Loss Allowance | 19,393 |
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Net Charge Offs | (418) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 320,959 |
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Total loans | 2,191,162 |
| Total assets for the leverage ratio | 2,628,032 |
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Loans secured by real estate: | 1,817,240 |
| Tier 1 Leverage Ratio | 11.42 |
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Commercial and industrial loans | 260,218 |
| Tier 1 Capital Ratio | 13.24 |
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Loans to individuals - Credit Cards | 538 |
| Total Capital Ratio | 14.15 |
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Loans to individuals - Other | 6,331 |
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