|
 |
|
|
 The FNB Community Bank
The FNB Community Bank
| RSSD ID 137447 | CERTIFICATE 3840 | ABA NUMBER 81205112 |
| 432 W Gallatin St |
Quarter Ended : |
2025-03-31 |
| Vandalia, Illinois, 62471 |
Updated : |
2025-04-27 |
| www.thefnb.com |
|
| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
87 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 474,814 |
|
Total Interest Income | 5,132 |
| Total Liabilities | 433,090 |
|
Total NonInterest Income | 760 |
| Total Bank Equity Capital | 41,724 |
|
Total Interest Expense | 1,755 |
| Total Deposits | 426,682 |
|
Total NonInterest Expense | 2,888 |
| Net Loans & Leases | 260,510 |
|
Net Income | 726 |
| Loan Loss Allowance | 3,073 |
|
Net Charge Offs | (1) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 60,149 |
|
Total loans | 263,880 |
| Total assets for the leverage ratio | 466,263 |
|
Loans secured by real estate: | 213,748 |
| Tier 1 Leverage Ratio | 12.22 |
|
Commercial and industrial loans | 13,324 |
| Tier 1 Capital Ratio | 18.29 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.31 |
|
Loans to individuals - Other | 6,417 |
|
|
|
|
:· The FNB Community Bank
