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 The FNB Community Bank
The FNB Community Bank
| RSSD ID 137447 | CERTIFICATE 3840 | ABA NUMBER 81205112 |
| 432 W Gallatin St |
Quarter Ended : |
2025-09-30 |
| Vandalia, Illinois, 62471 |
Updated : |
2025-10-30 |
| www.thefnb.com |
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| Institution Profile |
| Year Opened : |
1865 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
86 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 483,608 |
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Total Interest Income | 16,140 |
| Total Liabilities | 437,411 |
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Total NonInterest Income | 2,525 |
| Total Bank Equity Capital | 46,197 |
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Total Interest Expense | 5,182 |
| Total Deposits | 430,873 |
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Total NonInterest Expense | 8,661 |
| Net Loans & Leases | 272,070 |
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Net Income | 3,376 |
| Loan Loss Allowance | 3,133 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 62,150 |
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Total loans | 270,731 |
| Total assets for the leverage ratio | 476,959 |
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Loans secured by real estate: | 212,995 |
| Tier 1 Leverage Ratio | 12.35 |
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Commercial and industrial loans | 19,008 |
| Tier 1 Capital Ratio | 18.15 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.14 |
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Loans to individuals - Other | 5,975 |
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:· The FNB Community Bank
