|
 |
 |
|
West Iowa Bank
West Iowa Bank
RSSD ID 137643 | CERTIFICATE 9105 | ABA NUMBER 73908155 |
319 S Broadway Ave |
Quarter Ended : |
2025-03-31 |
West Bend, Iowa, 50597 |
Updated : |
2025-04-24 |
www.westiowabank.com |
|
Institution Profile |
Year Opened : |
1926 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
|
Specialization : |
Agricultural Specialization |
Number of Offices : |
5 |
Number of Employees : |
17 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 172,525 |
|
Total Interest Income | 1,948 |
Total Liabilities | 148,137 |
|
Total NonInterest Income | 67 |
Total Bank Equity Capital | 24,388 |
|
Total Interest Expense | 634 |
Total Deposits | 139,507 |
|
Total NonInterest Expense | 773 |
Net Loans & Leases | 91,065 |
|
Net Income | 490 |
Loan Loss Allowance | 1,247 |
|
Net Charge Offs | (2) |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
|
Total loans | 88,892 |
Total assets for the leverage ratio | 171,151 |
|
Loans secured by real estate: | 51,441 |
Tier 1 Leverage Ratio | 15.8 |
|
Commercial and industrial loans | 6,544 |
Off Balance Sheet Exposures (%) | 0.52 |
|
Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,114 |
|
|
|
|