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 University Bank
University Bank
| RSSD ID 137652 | CERTIFICATE 14587 | ABA NUMBER 72413722 |
| 2015 Washtenaw Ave |
Quarter Ended : |
2025-12-31 |
| Ann Arbor, Michigan, 48104 |
Updated : |
2026-01-28 |
| www.university-bank.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
523 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,110,261 |
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Total Interest Income | 65,294 |
| Total Liabilities | 988,724 |
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Total NonInterest Income | 73,140 |
| Total Bank Equity Capital | 108,607 |
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Total Interest Expense | 21,637 |
| Total Deposits | 893,703 |
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Total NonInterest Expense | 101,259 |
| Net Loans & Leases | 911,685 |
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Net Income | 12,038 |
| Loan Loss Allowance | 4,412 |
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Net Charge Offs | (19) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 982,924 |
| Total assets for the leverage ratio | 1,126,703 |
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Loans secured by real estate: | 921,574 |
| Tier 1 Leverage Ratio | 10.12 |
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Commercial and industrial loans | 9,198 |
| Off Balance Sheet Exposures (%) | 14.54 |
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Loans to individuals - Credit Cards | 48 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 14,090 |
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:· University Bank
