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 Liberty Bank Minnesota
Liberty Bank Minnesota
| RSSD ID 1387203 | CERTIFICATE 26891 | ABA NUMBER 291971391 |
| 2842 2nd St S |
Quarter Ended : |
2025-12-31 |
| Saint Cloud, Minnesota, 56301 |
Updated : |
2026-01-26 |
| www.libertybankmn.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
43 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 284,036 |
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Total Interest Income | 9,771 |
| Total Liabilities | 255,895 |
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Total NonInterest Income | 3,472 |
| Total Bank Equity Capital | 28,141 |
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Total Interest Expense | 1,711 |
| Total Deposits | 255,227 |
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Total NonInterest Expense | 8,564 |
| Net Loans & Leases | 133,794 |
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Net Income | 2,968 |
| Loan Loss Allowance | 1,364 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 40,758 |
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Total loans | 138,797 |
| Total assets for the leverage ratio | 289,304 |
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Loans secured by real estate: | 133,802 |
| Tier 1 Leverage Ratio | 13.6 |
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Commercial and industrial loans | 69 |
| Tier 1 Capital Ratio | 25.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.85 |
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Loans to individuals - Other | 4,925 |
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:· Liberty Bank Minnesota
