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Liberty Bank Minnesota
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Liberty Bank Minnesota
| RSSD ID 1387203 | CERTIFICATE 26891 | ABA NUMBER 291971391 |
| 2842 2nd St S |
Quarter Ended : |
2026-06-30 |
| Saint Cloud, Minnesota, 56301 |
Updated : |
2026-07-24 |
| www.libertybankmn.com |
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| Institution Profile |
| Year Opened : |
1987 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 290,249 |
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Total Interest Income | 5,116 |
| Total Liabilities | 263,392 |
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Total NonInterest Income | 1,602 |
| Total Bank Equity Capital | 26,857 |
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Total Interest Expense | 952 |
| Total Deposits | 262,909 |
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Total NonInterest Expense | 4,267 |
| Net Loans & Leases | 134,249 |
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Net Income | 1,499 |
| Loan Loss Allowance | 1,352 |
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Net Charge Offs | 12 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 40,481 |
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Total loans | 136,633 |
| Total assets for the leverage ratio | 302,826 |
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Loans secured by real estate: | 132,036 |
| Tier 1 Leverage Ratio | 12.9 |
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Commercial and industrial loans | 284 |
| Tier 1 Capital Ratio | 25.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 26.78 |
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Loans to individuals - Other | 4,313 |
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