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 AmeriFirst Bank
AmeriFirst Bank
| RSSD ID 139133 | CERTIFICATE 2838 | ABA NUMBER 62104274 |
| 8165 Vaughn Rd |
Quarter Ended : |
2025-12-31 |
| Montgomery, Alabama, 36116 |
Updated : |
2026-01-22 |
| www.amerifirstbank.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
51 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 356,754 |
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Total Interest Income | 19,862 |
| Total Liabilities | 324,209 |
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Total NonInterest Income | 1,262 |
| Total Bank Equity Capital | 32,545 |
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Total Interest Expense | 5,370 |
| Total Deposits | 319,629 |
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Total NonInterest Expense | 9,604 |
| Net Loans & Leases | 273,210 |
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Net Income | 4,119 |
| Loan Loss Allowance | 3,137 |
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Net Charge Offs | 524 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 35,427 |
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Total loans | 267,026 |
| Total assets for the leverage ratio | 357,366 |
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Loans secured by real estate: | 227,813 |
| Tier 1 Leverage Ratio | 9.04 |
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Commercial and industrial loans | 34,443 |
| Tier 1 Capital Ratio | 11.33 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.43 |
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Loans to individuals - Other | 3,731 |
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:· AmeriFirst Bank
