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 Comenity Bank
Comenity Bank
| RSSD ID 1391778 | CERTIFICATE 27499 | ABA NUMBER 31101282 |
| 1 Righter Pkwy |
Quarter Ended : |
2025-06-30 |
| Wilmington, Delaware, 19803 |
Updated : |
2025-07-29 |
| savings.breadfinancial.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Credit-card Specialization |
| Number of Offices : |
1 |
Number of Employees : |
566 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 7,439,587 |
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Total Interest Income | 912,187 |
| Total Liabilities | 6,381,930 |
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Total NonInterest Income | 71,409 |
| Total Bank Equity Capital | 1,057,657 |
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Total Interest Expense | 155,385 |
| Total Deposits | 3,404,521 |
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Total NonInterest Expense | 403,686 |
| Net Loans & Leases | 5,635,462 |
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Net Income | 189,739 |
| Loan Loss Allowance | 775,370 |
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Net Charge Offs | 240,977 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 1,156,419 |
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Total loans | 6,635,082 |
| Total assets for the leverage ratio | 7,637,448 |
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Loans secured by real estate: | 0 |
| Tier 1 Leverage Ratio | 13.93 |
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Commercial and industrial loans | 0 |
| Tier 1 Capital Ratio | 15.81 |
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Loans to individuals - Credit Cards | 6,635,082 |
| Total Capital Ratio | 17.19 |
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Loans to individuals - Other | 0 |
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:· Comenity Bank
