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 Metro Bank
Metro Bank
| RSSD ID 1394621 | CERTIFICATE 27510 | ABA NUMBER 62204019 |
| 800 Martin St S |
Quarter Ended : |
2025-12-31 |
| Pell City, Alabama, 35128 |
Updated : |
2026-01-29 |
| www.metrobankpc.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
158 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,175,700 |
|
Total Interest Income | 57,629 |
| Total Liabilities | 1,013,657 |
|
Total NonInterest Income | 5,169 |
| Total Bank Equity Capital | 162,043 |
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Total Interest Expense | 17,274 |
| Total Deposits | 1,007,169 |
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Total NonInterest Expense | 21,707 |
| Net Loans & Leases | 586,858 |
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Net Income | 18,037 |
| Loan Loss Allowance | 7,158 |
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Net Charge Offs | 1,017 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 597,149 |
| Total assets for the leverage ratio | 1,156,545 |
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Loans secured by real estate: | 539,187 |
| Tier 1 Leverage Ratio | 14.4 |
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Commercial and industrial loans | 33,351 |
| Off Balance Sheet Exposures (%) | 8.54 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 19,757 |
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:· Metro Bank
