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 Metro Bank
Metro Bank
| RSSD ID 1394621 | CERTIFICATE 27510 | ABA NUMBER 62204019 |
| 800 Martin St S |
Quarter Ended : |
2025-03-31 |
| Pell City, Alabama, 35128 |
Updated : |
2025-04-25 |
| www.metrobankpc.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
159 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,137,305 |
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Total Interest Income | 13,963 |
| Total Liabilities | 985,175 |
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Total NonInterest Income | 1,252 |
| Total Bank Equity Capital | 152,130 |
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Total Interest Expense | 4,330 |
| Total Deposits | 977,150 |
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Total NonInterest Expense | 5,207 |
| Net Loans & Leases | 555,802 |
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Net Income | 4,328 |
| Loan Loss Allowance | 7,625 |
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Net Charge Offs | 50 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 565,425 |
| Total assets for the leverage ratio | 1,128,123 |
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Loans secured by real estate: | 505,038 |
| Tier 1 Leverage Ratio | 13.99 |
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Commercial and industrial loans | 37,716 |
| Off Balance Sheet Exposures (%) | 8.26 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,192 |
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:· Metro Bank
