|
 |
|
|
 Metro Bank
Metro Bank
| RSSD ID 1394621 | CERTIFICATE 27510 | ABA NUMBER 62204019 |
| 800 Martin St S |
Quarter Ended : |
2025-06-30 |
| Pell City, Alabama, 35128 |
Updated : |
2025-07-28 |
| www.metrobankpc.com |
|
| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
156 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,149,850 |
|
Total Interest Income | 28,273 |
| Total Liabilities | 993,064 |
|
Total NonInterest Income | 2,446 |
| Total Bank Equity Capital | 156,786 |
|
Total Interest Expense | 8,601 |
| Total Deposits | 985,249 |
|
Total NonInterest Expense | 10,593 |
| Net Loans & Leases | 574,906 |
|
Net Income | 8,975 |
| Loan Loss Allowance | 7,205 |
|
Net Charge Offs | 470 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 572,136 |
| Total assets for the leverage ratio | 1,126,888 |
|
Loans secured by real estate: | 513,166 |
| Tier 1 Leverage Ratio | 14.42 |
|
Commercial and industrial loans | 36,385 |
| Off Balance Sheet Exposures (%) | 8.67 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 17,326 |
|
|
|
|
:· Metro Bank
