|
 |
|
|
 The Berkshire Bank
The Berkshire Bank
| RSSD ID 1396764 | CERTIFICATE 27503 | ABA NUMBER 26011921 |
| 4 E 39th St |
Quarter Ended : |
2025-03-31 |
| New York, New York, 10016 |
Updated : |
2025-04-30 |
| www.berkbank.com |
|
| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
86 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 585,256 |
|
Total Interest Income | 6,868 |
| Total Liabilities | 454,517 |
|
Total NonInterest Income | 41 |
| Total Bank Equity Capital | 130,739 |
|
Total Interest Expense | 1,817 |
| Total Deposits | 447,998 |
|
Total NonInterest Expense | 3,856 |
| Net Loans & Leases | 179,617 |
|
Net Income | 893 |
| Loan Loss Allowance | 9,178 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 137,257 |
|
Total loans | 199,948 |
| Total assets for the leverage ratio | 594,617 |
|
Loans secured by real estate: | 199,480 |
| Tier 1 Leverage Ratio | 22.69 |
|
Commercial and industrial loans | 639 |
| Tier 1 Capital Ratio | 73.93 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 75.23 |
|
Loans to individuals - Other | 47 |
|
|
|
|
:· The Berkshire Bank
