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 The Berkshire Bank
The Berkshire Bank
| RSSD ID 1396764 | CERTIFICATE 27503 | ABA NUMBER 26011921 |
| 4 E 39th St |
Quarter Ended : |
2025-09-30 |
| New York, New York, 10016 |
Updated : |
2025-10-29 |
| www.berkbank.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
85 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 572,295 |
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Total Interest Income | 20,417 |
| Total Liabilities | 444,510 |
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Total NonInterest Income | 1,493 |
| Total Bank Equity Capital | 127,785 |
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Total Interest Expense | 4,975 |
| Total Deposits | 438,459 |
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Total NonInterest Expense | 11,560 |
| Net Loans & Leases | 158,813 |
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Net Income | 3,184 |
| Loan Loss Allowance | 9,678 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 133,302 |
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Total loans | 173,471 |
| Total assets for the leverage ratio | 586,536 |
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Loans secured by real estate: | 172,857 |
| Tier 1 Leverage Ratio | 22.37 |
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Commercial and industrial loans | 579 |
| Tier 1 Capital Ratio | 80.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 82.16 |
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Loans to individuals - Other | 162 |
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:· The Berkshire Bank
