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North Alabama Bank
North Alabama Bank
RSSD ID 1402384 | CERTIFICATE 27560 | ABA NUMBER 62204022 |
13914 Highway 231 431 N |
Quarter Ended : |
2025-06-30 |
Hazel Green, Alabama, 35750 |
Updated : |
2025-07-23 |
www.northalabamabank.com |
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Institution Profile |
Year Opened : |
1989 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
4 |
Number of Employees : |
41 |
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Related Company Filings |
Regulator |
BOLC CORP |
FED |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 178,707 |
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Total Interest Income | 6,029 |
Total Liabilities | 160,672 |
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Total NonInterest Income | 424 |
Total Bank Equity Capital | 18,035 |
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Total Interest Expense | 1,764 |
Total Deposits | 155,342 |
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Total NonInterest Expense | 2,917 |
Net Loans & Leases | 139,920 |
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Net Income | 1,335 |
Loan Loss Allowance | 1,531 |
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Net Charge Offs | 17 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 141,220 |
Total assets for the leverage ratio | 178,004 |
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Loans secured by real estate: | 131,258 |
Tier 1 Leverage Ratio | 10.22 |
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Commercial and industrial loans | 4,483 |
Off Balance Sheet Exposures (%) | 10.95 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,558 |
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