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 North Alabama Bank
North Alabama Bank
| RSSD ID 1402384 | CERTIFICATE 27560 | ABA NUMBER 62204022 |
| 13914 Highway 231 431 N |
Quarter Ended : |
2025-12-31 |
| Hazel Green, Alabama, 35750 |
Updated : |
2026-01-22 |
| www.northalabamabank.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
42 |
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| Related Company Filings |
Regulator |
 BOLC CORP |
FED |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 174,950 |
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Total Interest Income | 12,240 |
| Total Liabilities | 155,818 |
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Total NonInterest Income | 901 |
| Total Bank Equity Capital | 19,132 |
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Total Interest Expense | 3,384 |
| Total Deposits | 152,392 |
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Total NonInterest Expense | 5,890 |
| Net Loans & Leases | 135,393 |
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Net Income | 2,867 |
| Loan Loss Allowance | 1,562 |
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Net Charge Offs | 26 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 135,280 |
| Total assets for the leverage ratio | 177,205 |
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Loans secured by real estate: | 122,981 |
| Tier 1 Leverage Ratio | 10.79 |
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Commercial and industrial loans | 6,822 |
| Off Balance Sheet Exposures (%) | 11 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,746 |
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:· North Alabama Bank
