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 Bank of the Lowcountry
Bank of the Lowcountry
| RSSD ID 1404481 | CERTIFICATE 27496 | ABA NUMBER 53202114 |
| 1100 N Jefferies Blvd |
Quarter Ended : |
2025-12-31 |
| Walterboro, South Carolina, 29488 |
Updated : |
2026-01-23 |
| www.banklowcountry.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
56 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 410,778 |
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Total Interest Income | 21,522 |
| Total Liabilities | 381,081 |
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Total NonInterest Income | 692 |
| Total Bank Equity Capital | 29,697 |
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Total Interest Expense | 7,543 |
| Total Deposits | 347,462 |
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Total NonInterest Expense | 10,881 |
| Net Loans & Leases | 296,821 |
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Net Income | 2,724 |
| Loan Loss Allowance | 2,797 |
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Net Charge Offs | 26 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 41,195 |
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Total loans | 298,786 |
| Total assets for the leverage ratio | 412,609 |
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Loans secured by real estate: | 253,272 |
| Tier 1 Leverage Ratio | 9.2 |
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Commercial and industrial loans | 35,046 |
| Tier 1 Capital Ratio | 11.79 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.79 |
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Loans to individuals - Other | 10,578 |
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:· Bank of the Lowcountry
