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 Bank of the Lowcountry
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Bank of the Lowcountry
| RSSD ID 1404481 | CERTIFICATE 27496 | ABA NUMBER 53202114 |
| 1100 N Jefferies Blvd |
Quarter Ended : |
2026-06-30 |
| Walterboro, South Carolina, 29488 |
Updated : |
2026-07-13 |
| www.banklowcountry.com |
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| Institution Profile |
| Year Opened : |
1989 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
61 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 430,233 |
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Total Interest Income | 12,162 |
| Total Liabilities | 397,577 |
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Total NonInterest Income | 306 |
| Total Bank Equity Capital | 32,656 |
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Total Interest Expense | 4,189 |
| Total Deposits | 364,984 |
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Total NonInterest Expense | 6,205 |
| Net Loans & Leases | 323,317 |
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Net Income | 1,585 |
| Loan Loss Allowance | 3,046 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 43,030 |
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Total loans | 318,613 |
| Total assets for the leverage ratio | 427,659 |
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Loans secured by real estate: | 272,755 |
| Tier 1 Leverage Ratio | 9.25 |
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Commercial and industrial loans | 37,762 |
| Tier 1 Capital Ratio | 11.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.66 |
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Loans to individuals - Other | 10,427 |
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:· Bank of the Lowcountry
