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 First State Bank of Randolph County
First State Bank of Randolph County
| RSSD ID 140634 | CERTIFICATE 2157 | ABA NUMBER 61204094 |
| 81 Court St |
Quarter Ended : |
2025-12-31 |
| Cuthbert, Georgia, 39840 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 85,722 |
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Total Interest Income | 3,640 |
| Total Liabilities | 84,267 |
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Total NonInterest Income | 237 |
| Total Bank Equity Capital | 1,455 |
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Total Interest Expense | 1,565 |
| Total Deposits | 83,787 |
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Total NonInterest Expense | 2,495 |
| Net Loans & Leases | 28,131 |
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Net Income | (199) |
| Loan Loss Allowance | 323 |
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Net Charge Offs | 6 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 8,224 |
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Total loans | 29,391 |
| Total assets for the leverage ratio | 92,093 |
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Loans secured by real estate: | 15,387 |
| Tier 1 Leverage Ratio | 8.58 |
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Commercial and industrial loans | 5,326 |
| Tier 1 Capital Ratio | 15.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.61 |
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Loans to individuals - Other | 3,573 |
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:· First State Bank of Randolph County
