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 Keystone Bank, SSB
Keystone Bank, SSB
| RSSD ID 1429028 | CERTIFICATE 34456 | ABA NUMBER 111302600 |
| 13715 E Ladera Blvd |
Quarter Ended : |
2025-12-31 |
| Austin, Texas, 78738 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1997 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
92 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,018,424 |
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Total Interest Income | 63,941 |
| Total Liabilities | 914,675 |
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Total NonInterest Income | 1,384 |
| Total Bank Equity Capital | 103,749 |
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Total Interest Expense | 28,374 |
| Total Deposits | 864,854 |
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Total NonInterest Expense | 21,899 |
| Net Loans & Leases | 806,723 |
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Net Income | 7,353 |
| Loan Loss Allowance | 7,843 |
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Net Charge Offs | 4,920 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 108,223 |
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Total loans | 837,889 |
| Total assets for the leverage ratio | 1,061,817 |
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Loans secured by real estate: | 617,510 |
| Tier 1 Leverage Ratio | 9.41 |
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Commercial and industrial loans | 162,669 |
| Tier 1 Capital Ratio | 11.97 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.96 |
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Loans to individuals - Other | 957 |
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:· Keystone Bank, SSB
