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Keystone Bank, SSB
Keystone Bank, SSB
RSSD ID 1429028 | CERTIFICATE 34456 | ABA NUMBER 111302600 |
13715 E Ladera Blvd |
Quarter Ended : |
2025-06-30 |
Austin, Texas, 78738 |
Updated : |
2025-07-30 |
www.keystone.bank |
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Institution Profile |
Year Opened : |
1997 |
Institution Type : |
Stock and Mutual Savings bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
3 |
Number of Employees : |
84 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,019,692 |
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Total Interest Income | 30,831 |
Total Liabilities | 919,431 |
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Total NonInterest Income | 688 |
Total Bank Equity Capital | 100,261 |
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Total Interest Expense | 13,851 |
Total Deposits | 868,169 |
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Total NonInterest Expense | 10,898 |
Net Loans & Leases | 815,458 |
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Net Income | 4,825 |
Loan Loss Allowance | 7,699 |
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Net Charge Offs | 1 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 105,537 |
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Total loans | 815,433 |
Total assets for the leverage ratio | 997,286 |
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Loans secured by real estate: | 596,060 |
Tier 1 Leverage Ratio | 9.75 |
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Commercial and industrial loans | 154,697 |
Tier 1 Capital Ratio | 11.62 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 12.6 |
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Loans to individuals - Other | 1,017 |
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