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 SpiritBank
SpiritBank
| RSSD ID 142955 | CERTIFICATE 4048 | ABA NUMBER 103110376 |
| 4815 S Harvard Ave |
Quarter Ended : |
2025-03-31 |
| Tulsa, Oklahoma, 74135 |
Updated : |
2025-04-25 |
| www.spiritbank.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
121 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 827,651 |
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Total Interest Income | 11,631 |
| Total Liabilities | 746,547 |
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Total NonInterest Income | 560 |
| Total Bank Equity Capital | 81,104 |
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Total Interest Expense | 4,501 |
| Total Deposits | 737,991 |
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Total NonInterest Expense | 5,238 |
| Net Loans & Leases | 587,607 |
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Net Income | 1,828 |
| Loan Loss Allowance | 7,549 |
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Net Charge Offs | 390 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 89,695 |
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Total loans | 600,558 |
| Total assets for the leverage ratio | 775,342 |
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Loans secured by real estate: | 450,324 |
| Tier 1 Leverage Ratio | 10.56 |
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Commercial and industrial loans | 137,850 |
| Tier 1 Capital Ratio | 13.15 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.4 |
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Loans to individuals - Other | 7,507 |
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:· SpiritBank
