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 SpiritBank
SpiritBank
| RSSD ID 142955 | CERTIFICATE 4048 | ABA NUMBER 103110376 |
| 4815 S Harvard Ave |
Quarter Ended : |
2025-12-31 |
| Tulsa, Oklahoma, 74135 |
Updated : |
2026-01-16 |
| www.spiritbank.com |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
116 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 936,317 |
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Total Interest Income | 52,441 |
| Total Liabilities | 851,706 |
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Total NonInterest Income | 4,489 |
| Total Bank Equity Capital | 84,611 |
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Total Interest Expense | 21,513 |
| Total Deposits | 843,251 |
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Total NonInterest Expense | 21,326 |
| Net Loans & Leases | 605,197 |
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Net Income | 11,793 |
| Loan Loss Allowance | 7,776 |
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Net Charge Offs | 613 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 92,418 |
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Total loans | 603,596 |
| Total assets for the leverage ratio | 939,477 |
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Loans secured by real estate: | 446,440 |
| Tier 1 Leverage Ratio | 8.98 |
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Commercial and industrial loans | 144,412 |
| Tier 1 Capital Ratio | 13.11 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.36 |
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Loans to individuals - Other | 7,635 |
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:· SpiritBank
