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 Community First Bank, Inc.
Community First Bank, Inc.
| RSSD ID 1440117 | CERTIFICATE 32838 | ABA NUMBER 53202130 |
| 3685 Blue Ridge Blvd |
Quarter Ended : |
2024-06-30 |
| Walhalla, South Carolina, 29691 |
Updated : |
2024-07-25 |
| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Employees : |
115 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 679,834 |
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Total Interest Income | 16,909 |
| Total Liabilities | 616,905 |
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Total NonInterest Income | 1,993 |
| Total Bank Equity Capital | 62,929 |
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Total Interest Expense | 6,772 |
| Total Deposits | 574,660 |
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Total NonInterest Expense | 9,766 |
| Net Loans & Leases | 499,490 |
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Net Income | 2,292 |
| Loan Loss Allowance | 5,726 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 505,740 |
| Total assets for the leverage ratio | 692,195 |
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Loans secured by real estate: | 329,456 |
| Tier 1 Leverage Ratio | 10.59 |
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Commercial and industrial loans | 13,234 |
| Off Balance Sheet Exposures (%) | 2.96 |
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Loans to individuals - Credit Cards | 1,649 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 156,924 |
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:· Community First Bank, Inc.
