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Exchange Bank & Trust
Exchange Bank & Trust
RSSD ID 144052 | CERTIFICATE 4619 | ABA NUMBER 101100016 |
600 Commercial St |
Quarter Ended : |
2025-06-30 |
Atchison, Kansas, 66002 |
Updated : |
2025-07-29 |
WWW.EBT.BANK |
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Institution Profile |
Year Opened : |
1856 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
10 |
Number of Employees : |
84 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 595,417 |
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Total Interest Income | 15,870 |
Total Liabilities | 524,197 |
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Total NonInterest Income | 1,214 |
Total Bank Equity Capital | 71,220 |
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Total Interest Expense | 4,309 |
Total Deposits | 516,729 |
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Total NonInterest Expense | 6,429 |
Net Loans & Leases | 385,587 |
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Net Income | 4,852 |
Loan Loss Allowance | 5,317 |
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Net Charge Offs | 64 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 383,235 |
Total assets for the leverage ratio | 614,515 |
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Loans secured by real estate: | 240,646 |
Tier 1 Leverage Ratio | 12.12 |
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Commercial and industrial loans | 37,022 |
Off Balance Sheet Exposures (%) | 0.23 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 74,157 |
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