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 Sterling State Bank
Sterling State Bank
| RSSD ID 144155 | CERTIFICATE 17863 | ABA NUMBER 91900944 |
| 1419 1st Ave Sw |
Quarter Ended : |
2025-12-31 |
| Austin, Minnesota, 55912 |
Updated : |
2026-01-27 |
| www.sterlingstatebank.com |
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| Institution Profile |
| Year Opened : |
1958 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
59 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 481,944 |
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Total Interest Income | 22,077 |
| Total Liabilities | 450,476 |
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Total NonInterest Income | 2,559 |
| Total Bank Equity Capital | 31,468 |
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Total Interest Expense | 8,297 |
| Total Deposits | 360,924 |
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Total NonInterest Expense | 13,758 |
| Net Loans & Leases | 309,238 |
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Net Income | 3,165 |
| Loan Loss Allowance | 3,613 |
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Net Charge Offs | (303) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 42,905 |
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Total loans | 301,535 |
| Total assets for the leverage ratio | 482,218 |
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Loans secured by real estate: | 266,987 |
| Tier 1 Leverage Ratio | 8.13 |
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Commercial and industrial loans | 29,502 |
| Tier 1 Capital Ratio | 12.36 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.53 |
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Loans to individuals - Other | 4,191 |
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:· Sterling State Bank
