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 Whitaker Bank
Whitaker Bank
| RSSD ID 1445943 | CERTIFICATE 32912 | ABA NUMBER 42104168 |
| 2001 Pleasant Ridge Dr |
Quarter Ended : |
2025-12-31 |
| Lexington, Kentucky, 40509 |
Updated : |
2026-01-27 |
| www.whitakerbank.com |
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| Institution Profile |
| Year Opened : |
1990 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
46 |
Number of Employees : |
379 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,900,058 |
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Total Interest Income | 84,153 |
| Total Liabilities | 1,677,883 |
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Total NonInterest Income | 16,303 |
| Total Bank Equity Capital | 222,175 |
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Total Interest Expense | 11,977 |
| Total Deposits | 1,598,809 |
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Total NonInterest Expense | 55,531 |
| Net Loans & Leases | 1,064,972 |
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Net Income | 23,122 |
| Loan Loss Allowance | 16,197 |
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Net Charge Offs | 129 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,069,753 |
| Total assets for the leverage ratio | 1,944,488 |
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Loans secured by real estate: | 987,722 |
| Tier 1 Leverage Ratio | 12.79 |
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Commercial and industrial loans | 46,239 |
| Off Balance Sheet Exposures (%) | 8.99 |
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Loans to individuals - Credit Cards | 4,325 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 23,370 |
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:· Whitaker Bank
